转发周知！个人养老金新增3种领取情形
<!----><style type="text/css">html{font-size:375%}</style><link href="https://pics-app.cnyw.net/static/publish/css/style.css?v=20240712" rel="stylesheet" position="1" data-qf-origin="/static/publish/css/style.css?v=20240712"><!-- 付费贴--> <div class="preview_article "> <!----> <section style="font-size: 16px;"><section class="empty_paragraph" style="text-align: center; margin-top: 10px; margin-bottom: 10px; line-height: 0;"></section><section><p style="line-height: 1.6em; margin-bottom: 24px;"><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.034em; font-style: normal; font-weight: normal;"><span style="font-size: 16px;">近日，人力资源社会保障部、财政部、国家税务总局、金融监管总局、中国证监会联合印发</span></span><span style="font-size: 16px;">《关于领取个人养老金有关问题的通知》</span><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.034em; font-style: normal; font-weight: normal;"><span style="font-size: 16px;">，进一步丰富个人养老金领取情形，明确具体操作办法，</span><span style="font-size: 16px; font-weight: bold;">自9月1日起开始实施</span><span style="font-size: 16px;">。</span></span></p><p style="line-height: 1.6em; margin-bottom: 24px;"><span style="font-size: 16px;">通知规定，</span><span style="font-size: 16px; font-weight: bold;">新增3种个人养老金领取情形</span><span style="font-size: 16px;">：</span></p><ul class="list-paddingleft-1" style="list-style-type: square;"><li><p style="line-height: 1.6em; margin-bottom: 24px;"><span style="font-size: 16px;">申请之日前12个月内，本人（或配偶、未成年子女）发生的与基本医保相关的医药费用支出，扣除医保报销后个人负担（指医保目录范围内的自付部分）累计超过本省（自治区、直辖市）上一年度居民人均可支配收入；</span></p></li><li><p style="line-height: 1.6em; margin-bottom: 24px;"><span style="font-size: 16px;">申请之日前2年内领取失业保险金累计达到12个月；</span></p></li><li><p style="line-height: 1.6em; margin-bottom: 24px;"><span style="font-size: 16px;">正在领取城乡最低生活保障金。</span></p></li></ul><p style="margin-bottom: 24px; line-height: 1.6em;"><span style="font-size: 16px;">此前，参加人符合下列条件之一的，可以领取个人养老金。一是达到领取基本养老金年龄。二是完全丧失劳动能力。三是出国（境）定居。</span></p><p style="line-height: 1.6em; margin-bottom: 24px;"><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.034em; font-style: normal; font-weight: normal;"><span style="font-size: 18px; color: #007aaa; font-weight: bold;">个人养老金怎么领取？</span></span></p><p style="line-height: 1.6em; margin-bottom: 24px;"><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.034em; font-style: normal; font-weight: normal;"><span style="font-size: 16px;">《通知》明确，参加人领取个人养老金，</span><span style="font-size: 16px; font-weight: bold;">可以通过国家社会保险公共服务平台等全国统一线上服务入口、个人养老金资金账户开户银行、当前基本养老保险关系所在地社会保险经办机构等渠道提出申请</span><span style="font-size: 16px;">，由社保经办机构核实。对核实通过的，由个人养老金资金账户开户银行代扣代缴3%个人所得税后，将资金划转至本人社会保障卡银行账户。</span></span></p><p style="line-height: 1.6em; margin-bottom: 24px;"><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.034em; font-style: normal; font-weight: normal;"><span style="font-size: 16px;">《通知》要求，各地人力资源社会保障部门要按要求，完成与信息平台的对接，做好领取个人养老金的管理工作。加强与医保、民政等部门的信息共享，充分利用可获取的跨业务、跨层级数据，优化经办系统功能，为参加人领取个人养老金提供便捷服务</span>。</span></p><section style="-webkit-tap-highlight-color: transparent; margin: 2em 10px 0em; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: 0.544px; orphans: 2; text-align: justify; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; 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font-weight: 400; letter-spacing: 0.544px; orphans: 2; text-align: justify; text-indent: 0em; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 1.6em;"><span style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: #007aaa;"><strong style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: #007aaa; letter-spacing: 0.578px; text-decoration: none solid rgba(0, 0, 0, 0.9); font-size: 18px;">个人养老金是什么？</span></strong></span></section><p style="-webkit-tap-highlight-color: transparent; margin: 24px 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: PingFang SC, system-ui, -apple-system, system-ui, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: 0.544px; orphans: 2; text-align: justify; text-indent: 0em; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 1.6em;"><span style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; letter-spacing: 0.578px; text-decoration: none solid rgba(0, 0, 0, 0.9);"><span style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; letter-spacing: 0.578px; text-decoration: none solid rgba(0, 0, 0, 0.9);">个人养老金</span>是指政府政策支持、个人自愿参加、市场化运营、实现养老保险补充功能的制度。个人养老金实行个人账户制，缴费完全由参加人个人承担，<strong style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">每年缴费上限为12000元，</strong>缴纳的资金由个人自主选择购买符合规定的储蓄存款、理财产品、商业养老保险、公募基金等金融产品，封闭运行，按照国家有关规定享受税收优惠政策。</span></p></section><section style="margin-top: 10px; margin-bottom: 10px; text-align: center;"><section style="border-bottom: 1px dotted #f6c300; padding-top: 3px; width: 100%; margin-bottom: -3px;"></section><section style="height: 5px; line-height: 5px;"><section style="display: inline-block; vertical-align: top; background-color: #ffffff;"></section><section style="clear: both;"></section></section></section><section style="font-size: 14px;"><p>来源 央视新闻</p></section><section><p style="text-align: center; white-space: normal;"> </p></section></section><p style="display: none;"> </p> <!----></div>
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