方案发布！事关数字人民币跨境电商支付
<!----><style type="text/css">html{font-size:375%}</style><link href="https://pics-app.cnyw.net/static/publish/css/style.css?v=20240712" rel="stylesheet" position="1" data-qf-origin="/static/publish/css/style.css?v=20240712"><!-- 付费贴--> <div class="preview_article "> <!----> <section class="empty_paragraph" style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); margin: 0px 0px 8px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgba(0, 0, 0, 0.9); font-family: PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: 0.544px; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: block; background-color: #ffffff; text-align: center; visibility: visible; pointer-events: initial;"></section><section></section><section><section><section><section><section><section style="margin: 10px auto; background-color: #fbfbff; padding: 13px; box-sizing: border-box;"><section style="display: flex; justify-content: flex-start;"><section style="width: 25%; border-top: 1px solid #4e84d8; box-sizing: border-box; height: 1px;"></section></section><section style="text-align: justify; line-height: 1.75em; letter-spacing: 1.5px; font-size: 16px; color: #333333; background-color: transparent; padding: 13px 0px 0px; box-sizing: border-box;"><p style="text-indent: 2em;"><span style="font-size: 16px;"><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; line-height: 1.6; letter-spacing: 0.034em; font-style: normal; font-weight: normal;"><span style="font-size: 16px;">近</span></span><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; line-height: 1.6; letter-spacing: 0.034em; font-style: normal; font-weight: normal;"><span style="font-size: 16px;">日</span></span><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; line-height: 1.6; letter-spacing: 0.034em; font-style: normal; font-weight: normal;"><span style="font-size: 16px;">，在上海举行的2026中国国际金融展开幕式上，Yiwu Pay（义支付）与中国工商银行浙江省分行联合发布“数字人民币跨境电商支付解决方案”。</span></span></span></p></section></section></section><section><img class="rich_pages wxw-img" style="vertical-align: baseline;" src="https://pics-app.cnyw.net/20260622/17821188156305617157.png" alt="图片1.png" /></section><p> </p><p style="text-indent: 2em;"><span style="font-size: 16px;">“货已发出、款仍在途”，是许多中小微外贸商户在跨境收款中面临的现实难题。针对这些长期困扰外贸主体的难题，<span style="font-size: 16px;"><span style="font-size: 16px; font-weight: normal;">Yiwu Pay（义支付）</span></span></span>积极探索数字人民币跨境应用场景，依托多边央行数字货币桥（mBridge）及CBETS“数币达”系统能力，联合中国工商银行浙江省分行推出数字人民币跨境电商支付解决方案，为中小微外贸商户搭建更加合规、高效、安全的跨境收款通道。</p><p style="text-indent: 1.88235em;"> </p><p style="text-indent: 1.88235em;"><span style="font-size: 16px;">在中国人民银行数字货币研究所指导下，多边央行数字货币桥（mBridge）与CBETS“数币达”双系统同赋能工行“跨境e电通”与<span style="font-size: 16px;"><span style="font-size: 16px; font-weight: normal;">Yiwu Pay（义支付）</span></span></span>商户体系，补齐传统电汇在小额高频收款、资金可视化等场景的短板。本次工行与<span style="font-size: 16px;"><span style="font-size: 16px; font-weight: normal;">Yiwu Pay（义支付）</span></span>的方案落地，是面向中小微跨境电商的规模化初期试点，未来将根据商户诉求持续迭代场景适配，逐步赋能全国各类跨境贸易业态。</p><p style="text-indent: 1.88235em;"> </p><p><img class="rich_pages wxw-img" style="vertical-align: baseline;" src="https://pics-app.cnyw.net/20260622/17821188170708596791.png" alt="图片3.png" /></p><p style="text-indent: 1.88235em;"> </p><p style="text-indent: 1.88235em;"><span style="font-size: 16px;"><span style="font-size: 16px;"><span style="font-size: 16px; font-weight: normal;">Yiwu Pay</span></span></span><span style="text-indent: 1.88235em; color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; line-height: 1.6; letter-spacing: 0.034em; font-style: normal; font-weight: normal;"><span style="font-size: 16px; font-weight: normal;">（义支付）</span></span><span style="text-indent: 1.88235em; color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; line-height: 1.6; letter-spacing: 0.034em; font-style: normal; font-weight: normal;"><span style="font-size: 16px; font-weight: normal;">总经理左刚将这一解决方案形象地概括为一条跨境收款的“合规高速路”。“依托数字人民币系统实现跨境支付点对点，有效减少了中间行的冗长环节，成本低、效率高。”他介绍，该解决方案的核心价值，在于将国家层面的数字人民币跨境支付能力，</span></span><span style="font-size: 16px; font-weight: normal;">转化为商户可感知的商业便利和服务红利</span><span style="text-indent: 1.88235em; color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; line-height: 1.6; letter-spacing: 0.034em; font-style: normal; font-weight: normal;"><span style="font-size: 16px; font-weight: normal;">。该方案有效压缩传统跨境结算中的中转环节，提升资金到账效率，并通过可追溯、可审计的资金轨迹，保障中小微外贸企业资金安全。其背后依托的，是义乌多年积累的真实贸易场景、商户资源和跨境收款服务经验，为数字人民币在跨境电商支付结算场景中的规模化应用奠定了坚实基础。</span></span></p><p> </p></section></section></section></section><section style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgba(0, 0, 0, 0.9); font-size: 17px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: 0.544px; orphans: 2; 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