央行出台一批重磅政策！
<!----><style type="text/css">html{font-size:375%}</style><link href="https://pics-app.cnyw.net/static/publish/css/style.css?v=20240712" rel="stylesheet" position="1" data-qf-origin="/static/publish/css/style.css?v=20240712"><!-- 付费贴--> <div class="preview_article "> <!----> <p> </p><p> </p><p class="empty_paragraph"> </p><p class="qf_image big noneditable" contenteditable="false"><img src="https://pics-app.cnyw.net/forum/20260115165327front2_0_531849_FqURnyAqgKN1zd_QPHa0CW9gtMC9.jpg?watermark/1/image/aHR0cDovL3BpY3MtYXBwLmNueXcubmV0L18yMDE5MDQyNTA5MTYwMF81Y2MxMGE1MDc5ZjY2LnBuZw==/dissolve/100/gravity/SouthEast" alt="" width="886" height="406" data-qf-origin="forum/20260115165327front2_0_531849_FqURnyAqgKN1zd_QPHa0CW9gtMC9.jpg?watermark/1/image/aHR0cDovL3BpY3MtYXBwLmNueXcubmV0L18yMDE5MDQyNTA5MTYwMF81Y2MxMGE1MDc5ZjY2LnBuZw==/dissolve/100/gravity/SouthEast" data-qf-thumb="https://pics-app.cnyw.net/forum/20260115165327front2_0_531849_FqURnyAqgKN1zd_QPHa0CW9gtMC9.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cDovL3BpY3MtYXBwLmNueXcubmV0L18yMDE5MDQyNTA5MTYwMF81Y2MxMGE1MDc5ZjY2LnBuZw==/dissolve/100/gravity/SouthEast" data-qf-thumb-origin="forum/20260115165327front2_0_531849_FqURnyAqgKN1zd_QPHa0CW9gtMC9.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cDovL3BpY3MtYXBwLmNueXcubmV0L18yMDE5MDQyNTA5MTYwMF81Y2MxMGE1MDc5ZjY2LnBuZw==/dissolve/100/gravity/SouthEast" /></p><p> </p><p> </p><p> </p><p> </p><p> </p><p>1月15日，国新办就货币金融政策支持实体经济高质量发展成效举行新闻发布会。</p><p>中国人民银行新闻发言人、副行长邹澜在发布会上表示，中央经济工作会议已经明确，2026年要继续实施适度宽松的货币政策，人民银行将按照党中央、国务院决策部署，加大逆周期和跨周期调节力度，有效支持“十五五”开好局、起好步。</p><p> </p><p> </p><p> </p><p class="empty_paragraph"> </p><p class="qf_image big noneditable" contenteditable="false"><img src="https://pics-app.cnyw.net/forum/20260115165439front2_0_531849_FhVOrvt77ZFpQAW0Vptr-LrQqb8F.jpg?watermark/1/image/aHR0cDovL3BpY3MtYXBwLmNueXcubmV0L18yMDE5MDQyNTA5MTYwMF81Y2MxMGE1MDc5ZjY2LnBuZw==/dissolve/100/gravity/SouthEast" alt="" width="1024" height="683" data-qf-origin="forum/20260115165439front2_0_531849_FhVOrvt77ZFpQAW0Vptr-LrQqb8F.jpg?watermark/1/image/aHR0cDovL3BpY3MtYXBwLmNueXcubmV0L18yMDE5MDQyNTA5MTYwMF81Y2MxMGE1MDc5ZjY2LnBuZw==/dissolve/100/gravity/SouthEast" data-qf-thumb="https://pics-app.cnyw.net/forum/20260115165439front2_0_531849_FhVOrvt77ZFpQAW0Vptr-LrQqb8F.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cDovL3BpY3MtYXBwLmNueXcubmV0L18yMDE5MDQyNTA5MTYwMF81Y2MxMGE1MDc5ZjY2LnBuZw==/dissolve/100/gravity/SouthEast" data-qf-thumb-origin="forum/20260115165439front2_0_531849_FhVOrvt77ZFpQAW0Vptr-LrQqb8F.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cDovL3BpY3MtYXBwLmNueXcubmV0L18yMDE5MDQyNTA5MTYwMF81Y2MxMGE1MDc5ZjY2LnBuZw==/dissolve/100/gravity/SouthEast" /></p><p> </p><p>邹澜介绍，根据当前经济金融形势需要，人民银行将先行推出两方面政策措施。一方面是下调各类结构性货币政策工具利率，提高银行重点领域信贷投放的积极性。另一方面是完善结构性工具并加大支持力度，进一步助力经济结构转型优化。具体包括以下几项：</p><p>一是下调各类结构性货币政策工具利率0.25个百分点。各类再贷款一年期利率从目前的1.5%下调到1.25%，其他期限档次利率同步调整。</p><p>二是将支农支小再贷款与再贴现打通使用，增加额度，并单设民营企业再贷款。合并使用支农支小再贷款与再贴现额度，增加支农支小再贷款额度5000亿元，总额度中单设一项民营企业再贷款，额度1万亿元，重点支持中小民营企业。</p><p>三是增加科技创新和技术改造再贷款额度并扩大支持范围。将科技创新和技术改造再贷款额度从8000亿元，增加4000亿元至1.2万亿元，并将研发投入水平较高的民营中小企业等纳入支持领域。</p><p>四是合并设立科技创新与民营企业债券风险分担工具。将此前已经设立的民营企业债券融资支持工具、科技创新债券风险分担工具合并管理，合计提供再贷款额度2000亿元。</p><p> </p><p class="empty_paragraph"> </p><p class="qf_image big noneditable" contenteditable="false"><img src="https://pics-app.cnyw.net/forum/20260115165453front2_0_531849_FmsT3JXzs6yJletoLEsTbD5kjF7E.jpg?watermark/1/image/aHR0cDovL3BpY3MtYXBwLmNueXcubmV0L18yMDE5MDQyNTA5MTYwMF81Y2MxMGE1MDc5ZjY2LnBuZw==/dissolve/100/gravity/SouthEast" alt="" width="2500" height="1665" data-qf-origin="forum/20260115165453front2_0_531849_FmsT3JXzs6yJletoLEsTbD5kjF7E.jpg?watermark/1/image/aHR0cDovL3BpY3MtYXBwLmNueXcubmV0L18yMDE5MDQyNTA5MTYwMF81Y2MxMGE1MDc5ZjY2LnBuZw==/dissolve/100/gravity/SouthEast" data-qf-thumb="https://pics-app.cnyw.net/forum/20260115165453front2_0_531849_FmsT3JXzs6yJletoLEsTbD5kjF7E.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cDovL3BpY3MtYXBwLmNueXcubmV0L18yMDE5MDQyNTA5MTYwMF81Y2MxMGE1MDc5ZjY2LnBuZw==/dissolve/100/gravity/SouthEast" data-qf-thumb-origin="forum/20260115165453front2_0_531849_FmsT3JXzs6yJletoLEsTbD5kjF7E.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cDovL3BpY3MtYXBwLmNueXcubmV0L18yMDE5MDQyNTA5MTYwMF81Y2MxMGE1MDc5ZjY2LnBuZw==/dissolve/100/gravity/SouthEast" /></p><p> </p><p> </p><p>五是拓展碳减排支持工具的支持领域。纳入节能改造、绿色升级、能源绿色低碳转型等更多具有碳减排效应的项目，引导银行支持全面绿色转型。</p><p>六是拓展服务消费与养老再贷款的支持领域。结合健康产业认定标准，适时在服务消费与养老再贷款的支持领域中纳入健康产业。</p><p>七是会同金融监管总局将商业用房购房贷款最低首付比例下调至30%，支持推动商办房地产市场去库存。</p><p> </p><p class="empty_paragraph"> </p><p class="qf_image big noneditable" contenteditable="false"><img src="https://pics-app.cnyw.net/forum/20260115165501front2_0_531849_FjNlyVE5rBkc6hUbqUti0zmzjBCL.jpg?watermark/1/image/aHR0cDovL3BpY3MtYXBwLmNueXcubmV0L18yMDE5MDQyNTA5MTYwMF81Y2MxMGE1MDc5ZjY2LnBuZw==/dissolve/100/gravity/SouthEast" alt="" width="800" height="450" data-qf-origin="forum/20260115165501front2_0_531849_FjNlyVE5rBkc6hUbqUti0zmzjBCL.jpg?watermark/1/image/aHR0cDovL3BpY3MtYXBwLmNueXcubmV0L18yMDE5MDQyNTA5MTYwMF81Y2MxMGE1MDc5ZjY2LnBuZw==/dissolve/100/gravity/SouthEast" data-qf-thumb="https://pics-app.cnyw.net/forum/20260115165501front2_0_531849_FjNlyVE5rBkc6hUbqUti0zmzjBCL.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cDovL3BpY3MtYXBwLmNueXcubmV0L18yMDE5MDQyNTA5MTYwMF81Y2MxMGE1MDc5ZjY2LnBuZw==/dissolve/100/gravity/SouthEast" data-qf-thumb-origin="forum/20260115165501front2_0_531849_FjNlyVE5rBkc6hUbqUti0zmzjBCL.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cDovL3BpY3MtYXBwLmNueXcubmV0L18yMDE5MDQyNTA5MTYwMF81Y2MxMGE1MDc5ZjY2LnBuZw==/dissolve/100/gravity/SouthEast" /></p><p> </p><p> </p><p>八是鼓励金融机构提升汇率避险服务水平。丰富汇率避险产品，为企业提供成本合理、灵活有效的汇率风险管理工具。</p><p>邹澜表示，以上相关措施的政策文件将于近日发布。按照国务院常务会议部署，在实施过程中，将与财政贴息、担保和风险成本分担等财政政策协同配合，进一步放大政策效能，共同促进扩大有效内需。人民银行还将继续加大流动性投放力度，灵活搭配公开市场操作各项工具，保持流动性充裕，引导隔夜利率在政策利率水平附近运行。</p><p> </p><p> </p><p> </p><p> </p><p> </p><p>来源：央广网</p><p>记者：冯方</p> <!----></div> 重是重的，棒不棒的还要再看看 老百姓的口袋不宽松
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